Don’t let life changes lead to gaps in your insurance coverage.

12 months. 52 weeks. 365 days. In just one year, a whole lot can change in your life. You may buy a new car or house, change careers or retire, get married, or have a child. We’d venture to say that not everyone thinks about insurance first during these exciting times, but failure to make necessary updates to your policies when your life situation changes can lead to gaps in coverage. That’s why we recommend an annual insurance review.

Once a year, take a few moments to sit down with your Kentucky Farm Bureau Insurance agent and make sure you have the correct coverages for your current possessions and state of life.  During an annual review, your agent can look for ways to save you money and check for gaps in coverage. For instance, if you recently remodeled your house, causing the appraisal value to increase, your current policy may not have enough coverage to rebuild your home in its current state. That’s why it’s important to come to the meeting with your agent ready to ask a lot of questions and discuss many different potential scenarios. After all, insurance is all about the “what-ifs” in life.

Life changes and insurance changes go hand-in-hand. In between annual reviews, we recommend you alert your agent if you experience any of the following:

• Add a new driver   
• Become an “empty nester”
• Buy or sell a car
• Buy or sell a home      
• Experience a death in the family
• Get married or divorced   
• Make a major purchase    
• Make home improvements, additions, or changes
• Move
• Open a business    
• Retire 
• Send a child off to college
• Start a family (birth or adoption) 
• Switch careers     

Ready to get started? Call your local KFB Insurance agent today.
 

>>At Kentucky Farm Bureau, we’re just as invested in your home as you are. We help protect what’s important to you – from farms and fishing boats to minivans and mobile homes. To see a full list of products we insure, click here.

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