Coverage Options
Kentucky Farm Bureau Insurance insures all types of boats, including:
- Sailboats
- Houseboats
- Pontoon boats
- Cruisers
- Motorboats
- Fishing boats
- Ski boats
- Personal watercraft
Property protection coverage
- This coverage provides protection against direct and accidental loss to the described boat, motor, trailer and accessories.
Personal liability protection
- This coverage provides protection to the insured person who becomes legally obligated to pay damages for bodily injury or property damage.
Medical payments to others coverage
- This coverage pays reasonable medical expenses incurred by others subject to all policy provisions.
Uninsured watercraft coverage
- This coverage will pay damages for which the insured or a resident relative are legally entitled to recover from the owner or operator of an uninsured boat.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Three essential tips to ensure smooth sailing this boating season
-
-
It’s easy to compile your list of boating must-haves, but if you’re forgetting safety, you could be heading for rough waters.
- Motorcycle helmets: Safety over style
-
-
95 motorcyclists died on Kentucky roads in 2024, according to the Kentucky Office of Highway Safety. In the event of a crash, wearing a proper helmet may save your life.