Broad Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
Our Broad Form policy also protects your home, garage, other structures and contents. The Broad Form policy provides coverage on property that does not need all of the protection offered by the Special Form. Some of the causes of physical damage the Broad Form policy provides coverage for are:
- Fire
- Windstorm or hail
- Riot or civil commotion
- Aircraft
- Smoke
- Lightning
- Explosion
- Vehicles
- Vandalism or malicious mischief
- Volcanic eruption
- Theft (limited on premises)
- Sudden and accidental tearing apart, cracking, burning or bulging
- Accidental discharge or overflow of water or steam
- Sudden and accidental damage from artificially generated current
- Falling objects
- Weight of ice, snow or sleet
- Freezing
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Avoid 'fowl' play with these Thanksgiving cooking tips
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Thanksgiving Day is by far the leading day for home cooking fires, with more than three times as many cooking fires occurring on that day as a typical day of the year.
- Winterizing your warm weather wheels
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One of the biggest mistakes people make when storing a vehicle for the winter is leaving the fuel gauge at its current level. Gasoline can go bad over the course of the season and cause damage that far exceeds the bill for a new tank of fuel.