Special Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
The Special Form Policy provides coverage for risk of direct physical loss of your home, garage and additional structures. The Special Form Policy protects your contents from the perils listed under the Broad Form Homeowners coverage and adds additional coverages (some of which are noted below). You may choose to broaden coverage on specific property even further through the Scheduled Personal Property endorsement.
Some examples of risks which may be covered under the Special Form include:
- Wind-driven rain damage
- Paint spills
- Counter top scorching
- Aquarium spills damaging floors
- Personal property replacement cost is also available
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Do you have a live Christmas tree? Here's one way you can recycle it
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Through a program called “Christmas for the Fishes,” the Kentucky Department of Fish and Wildlife (KDFW) collects discarded Christmas trees to create fish habitats.
- Christmas tree safety tips
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Avoid a tree tragedy this holiday season! Christmas trees annually cause millions of dollars in property damage.