Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Do you have a live Christmas tree? Here's one way you can recycle it
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Through a program called “Christmas for the Fishes,” the Kentucky Department of Fish and Wildlife (KDFW) collects discarded Christmas trees to create fish habitats.
- Christmas tree safety tips
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Avoid a tree tragedy this holiday season! Christmas trees annually cause millions of dollars in property damage.