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- Claims Information
- Report A Claim
- Claim FAQs
- Auto Claims
- Will filing a claim increase my premium?
- Will my policy be cancelled if I file a claim?
- If injured in an auto accident, will my auto policy pay for my medical expenses?
- What if the accident happened outside of Kentucky? Who handles the claim?
- What's a deductible?
- To whom do I pay the deductible?
- The accident wasn't my fault. Do I still have to pay a deductible?
- What if my repairs cost more than my estimate?
- What if my car is totaled?
- Will I still have to pay my loan or lease after a total loss?
- What if I disagree with the total loss value?
- What happens to a vehicle after a total loss?
- Can I keep my vehicle after a total loss?
- Will you pay for a rental car while my car is being repaired?
- When will I get paid a settlement?
- If property is stolen from my insured vehicle, is the loss covered by my auto policy?
- What if the other party involved in the accident files a lawsuit against me?
- Motorcycle Claims
- What if the other party involved in the accident files a lawsuit against me?
- If property is stolen from my insured motorcycle, is the loss covered by my motorcycle policy?
- When will I get paid a settlement?
- Will you pay for a rental while my motorcycle is being repaired?
- Can I keep my motorcycle after a total loss?
- What happens to a motorcycle after a total loss?
- What if I disagree with the total loss value?
- Will I still have to pay my loan or lease after a total loss?
- What if my motorcycle is totaled?
- What if my repairs cost more than my estimate?
- The accident wasn't my fault. Do I still have to pay a deductible?
- To whom do I pay the deductible?
- What is a deductible?
- What if the accident happened outside of Kentucky? Who will handle my claim?
- If injured in an accident, will my motorcycle policy pay for my medical expenses?
- Will my policy be cancelled if I file a claim?
- Will filing a claim increase my premium?
- Homeowners Claims
- Immediate steps to take after a loss to your home and/or property:
- Will my premium increase or my policy be cancelled if I file a claim?
- Should I file a claim if my damage is less than my deductible?
- Should I start making repairs before you inspect the damage?
- Will my claim be covered?
- My son/daughter is away at college and had some property stolen from his/her apartment. Are the losses covered?
- What's a deductible?
- To whom do I pay the deductible?
- Does KFB protect me if I am sued?
- If my home is uninhabitable, will you cover a hotel stay?
- Do I need to file a police report for property damage or loss due to theft?
- My home was damaged by burglars. Am I covered?
- My home has been damaged by a flood. Am I covered?
- Is my property covered for damages caused by natural disasters and/or acts of God?
- What if I do not have all the information needed – should I wait to file a claim?
- What do I need to show proof of ownership for stolen property?
- Can I choose the contractor who repairs my property?
- Business Claims
- Will my premium increase or my policy be cancelled if I file a claim?
- Should I start making repairs before you inspect the damage?
- Will my claim be covered?
- What's a deductible?
- To whom do I pay the deductible?
- Does KFB protect me if I am sued?
- What if my business is unable to continue or temporarily closed? Do you cover loss of revenue?
- Can I choose the contractor who repairs my property?
- Do I need to file a police report for property damage or loss due to theft?
- My business has been damaged by a flood. Am I covered?
- Is my property covered for damages caused by natural disasters and/or acts of God?
- What if I do not have all the information needed – should I wait to file a claim?
- What do I need to show proof of ownership for stolen property?
- Boat Claims
- Will filing a claim increase my premium?
- Will my policy be cancelled if I file a claim?
- What if the accident happened outside of Kentucky? Who handles the claim?
- My boat was being stored at a lake in another state. Am I covered?
- What's a deductible?
- To whom do I pay the deductible?
- The accident wasn't my fault. Do I still have to pay a deductible?
- What if my repairs cost more than my estimate?
- What if my boat is totaled?
- What if I disagree with the total loss value?
- Will I still have to pay my loan or lease after a total loss?
- What happens to a boat after a total loss?
- Can I keep my boat after a total loss?
- When will I get paid a settlement?
- If property is stolen from my insured boat, is the loss covered by my boat policy?
- What if the other party involved in the accident files a lawsuit against me?
- Catastrophe Claims
- What's the difference between a regular claim and a catastrophic claim?
- Are catastrophe claims handled differently than regular claims?
- Is spoiled food covered?
- What if my home is uninhabitable? Is a hotel stay covered?
- A tree fell on my home. Is the damage covered under my homeowners policy?
- A tree fell on my car. Is the damage covered under my homeowners policy?
- Does my homeowners policy cover tree limb and debris removal from my yard after a storm?
- My tree fell on my neighbor's house. Does my insurance cover the repair?
- My home has been damaged by a flood. Am I covered?
- When will damage be inspected?
- Should I wait for an adjuster before beginning repairs?
- Does KFB recommend contractors?
- Can I choose the contractor who repairs my property?
- How do I check the status of a catastrophe claim?
- What if the contractor's estimate is higher than the adjuster's estimate?
- To whom do I pay the deductible?
- I have replacement cost coverage. Why did you show depreciation on the estimate?
- My settlement check is made payable to both me and my mortgage company. Why? How do I get it endorsed so I can get the cash needed for repairs?
- What if I find damage at a later date?
- Auto Claims
- Storm Preparedness
- Auto Loss Reporting
- Important Things To Do After An Auto Loss
- Property Loss Reporting
- Important Things To Do After A Property Loss
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